I have full coverage. Doesn’t that include uninsured motorists coverage?Return to FAQ Videos
Full coverage is a term that I hear a lot. But generally, when people say that they have full coverage, what they have is the state’s minimum requirements to drive a vehicle in Florida. The state’s minimum requirement is only PIP and property damage. There is nothing there to protect you, the individual. Uninsured motorists generally is not included in what people think of as full coverage. It is important for you to make sure of the benefits that you are paying for under your insurance policy and it’s important for you to have an insured motorist to protect yourself.