Who is responsible for paying the damage caused to my vehicle?Return to FAQ Videos
There person who caused the accident is the person who is responsible for paying the damage to your vehicle. As you remember, Florida drivers are required to carry PIP and property. Property coverage is what pays for your vehicle. If, by chance, the person does not have valid insurance, then hopefully you have on your own coverage collision. Your collision coverage will then make the repairs to your vehicle. You would need to pay the deductible, which is usually $500. Your insurance company will then try to get that money reimbursed to you, and your car will then be repaired.