Why is uninsured motorists coverage necessary if the other person is responsible?Return to FAQ Videos
In the vehicular accident, although in Florida, every vehicle is supposed to have insurance, there is no guarantee that the at fault party is carrying any insurance at all. If they are carrying insurance, it is no guarantee that they are carrying liability insurance which can protect you or if they’re carrying enough liability insurance for the injuries that you have sustained. It is important then for you to protect yourself and to have uninsured motorist benefits that will then protect you in those circumstances. Uninsured motorist is also considered as under insured motorist in instances where the at fault party does not have enough coverage.